Posted on Updated on

“You must be warned against letting the golden hours slip by;

But some of them are so golden only because we let them slip by.”

We are halfway through CCAP. Yes, one year on the paltry stipend is over, another year and we will be salaried employees. The wonderful memories of the year gone by have continuously haunted me and the only way I could exorcise them was by penning it down.

NITIE welcomed us on the 9th of June. The Mumbai rains seemed pleasing thinking about the heat in Delhi. We started our CCAP journey with the very popular eaglet story, passed down to us by our then course coordinator Ganesh. (Which later was a subject of many a jokes and the word eaglet found its way to the our football team as well)

Our one month stay in NITIE was undoubtedly among the best days of my life. Those never ending afternoon sessions; the late night walks near the lake (or “pond” as Arpit puts it, pardon him, hills and mountains or seas and oceans are all the same to him, to pull his leg a little further, Miss India and Miss World aren’t too different either); dropping at the cafe around midnight for maggi, coffee and unlimited gossip without the fear of the stray leopard spotted on campus. The word dropping also reminds me of the crow droppings on Manish’s head; with uncanny accuracy from the tree above just outside the cafe (the crows probably misunderstood him as their dumping ground). Can’t forget the tiring house hunting rounds every weekend; the biryani calls to nakko.

The last night on campus when most of us didn’t sleep at all, where Manish discovered that he was dominating (contrary to his looks)thanks to the palmistry from Priya, and Arpit found enough reasons to be scared of me.

Honeymoon doesn’t last too long and we were in offices (with no trees or lakes) trying to get used to the huge shift and understand the mechanics of the corporate world.

August gifted us with our first long weekend (thanks to our freedom fighters who liberated India on August 15 which luckily was a Friday in 2008). Many of my batch mates headed back home and the rest of us had nothing to do. Fortunately for us the inseparable Rajo and Subodh conjured up a plan to visit Matheran and were kind enough to sacrifice their privacy by taking us along.

The next morning found us in the local train to Neral and a taxi from there. There we were at the foothills of Matheran inundated with excitement to reach our destination. It was wonderful, great weather, muddy terrain and we didn’t mind the drizzle. Out came our raincoats, blue, yellow, grey, quite a variety indeed. And the hiking began singing songs and stopping every few yards for an elaborate photo shoot (thanks to narcissistic Naman).

After close to 3 hours, and hearing ‘just 15 minutes more’ cliché dialogue more than a hundred times, we finally reached a place called Echo point puffing and panting only to realize that it was certainly a Point with no Echo. Some of us almost lost their lungs trying to force out an echo in the otherwise spectacular location. After exploring a few other places there we returned grumbling with pain. (We here didn’t include the gorgeous Anvesha who was on a horseback which was trying hard to stay alive). This trip will be etched in my memory forever.

The first semester flew by and we were back after a short stay at home. Naman, Rajo and Subodh by then had already a new vacation in mind, this time it was Kashid. Eight of us finally turned up (while others backed out coz of early morning blues). Ferried from Marine drive, 6 hours later, we were at Kashid. In all the excitement we had forgotten that we didn’t own a hotel and needed to book one. We all looked at Naman who was entrusted with the responsibility but he vanished in thin air. After a little tiff and a lot of search, we finally found a hotel which our light pockets could afford. All our weariness disappeared at the thought of the beach, so threw our bags in the hotel headed straight to the beach. The not so clear water even looked mesmerising with the sunset at the backdrop. After some fun in the water we had to bear the brunt of some Rajo type humour and Subodh’s stories (inseparable, no wonder). The next morning found us again on the beach collecting sea-shells which still ornaments our homes, making sand palaces. The same tiresome mode of transportation brought us back to Mumbai. Another memorable trip comes to an end.

The last but the first official trip was to Karjat in December and this time the count was almost 100 per cent. Early morning we all gathered in Crisil House and boarded the Volvo. Spending 3-4 hours singing, yelling, Arpit making that video (which luckily most of us did not get to see) and needless to mention, me & Priyanka sleeping, we reached our destination. After a whole day of activities, we spent the night walking through woods and playing pranks on each other.

The next day was adventurous – mountain rappling, making rafts, playing in water – and finally, we returned back cribbing about the uneasiness in legs, the next day in office… but it was truly worth it… our trip to Karjat !!!

Well, some events just pass by and life moves on….but they leave behind them imprints on the sands of time……. to be cherished forever…..


Payal Bijlani

(With inputs from Priyanka and Manish)



(Journey of CCAP: A Snapshot)

Achanak ek din, samne apne maine ek Avsar paya

Bahut socha samjha , fir use apnaya

Aasan nahi tha safar , par mumkin ise banaya

Yakeen tha khud par isliye yahaan tak pahunch paya.

Pareeksha ki har kasauti par khara utra,

Tab kahin jakar CCAP mein admission paya.

FA to sabhi the…………………………….

Koi Fulltime Aalsi, koi Fulltime Aawara , to Koi Fresher Apna,

Par sabka Sapna tha Financial Analyst ban-na

Nikle apne apne Nagar se is Mahanagar ki Orr

Bandhe Ek Asha aur Umeed ki Dor.

Chod Aaye sab Apno ko kuch pane k liye……..

Jaise nikle ho Khoj mein kisi Khazane k liye………..

Naye dost, Nayi Duniya, badla sa tha ye sara sama…

Par aaj bhi humein yaad rahega wo pehla mahina NITIE ka!

Din mein class mein padai ka dar, aur raat mein Cheete ka dar!!!

Shaamein to kati thi hum ne karke House Hunting Dagar- Dagar…

Aur har Sunday ko bhatakte the jaane kidhar – kidhar !!!!!!!!!!!!!

Itna waqt kafi tha humein duniya se Ru – ba – Ru karaane k liye…

Ab tak samajh aa gayi thi, humein Aacha bura pehchan ne k liye…

Chalti ka Naam Gaadi hai…….. Aur hafte mein Saat din Kaafi hain.

Proper Allocation of Resources mein , hum kisi se nahi hain Kamtar!

Char din Daftar, Do din NITIE…

To Sunday k liye book hai Bistar !!!!!!!!!!!!!!!!!!

Zindagi jeena to koi inse seekhe,

Aisa Time Management koi karke to dekhe!!!

Assignment ek week late ho sakta hai..

Par…Vodaphone Tuesday ka show kaise miss ho sakta hai..

Hamaari tulna to IIM waalon se karte hain..

Yeh to Venky Sir khud hi kehte hain.

Kisi- kisi ko kaam ka nashaa aisa chada … ki Class to attend kari

Par baahar aakar pucha ki Class mein kya padha ?????

Agar Office main Overtime kiya ……………

to, uska Bharpaya NITIE ki Class mein sokar kiya

Office mein Exam ki , aur class mein kaam ki chinta

Itna sab kafi nahi tha , ki MINT waaalon ne dala naya Adanga!!!!

Jise humne Chunauti mana, use unhone Vikalp batlaya

Nadan samajh k maaf kiya humne…..

CCAP ki takat kao tha na pehchana usne….

Yeh takat samay ke Saat aur badhi…

Who baat alag hai ki hamari jansankhya kafi kuch ghati!!!!

Sahayog mila humein ek – doosre ka…

Is se badhi thi aur kya khushi???????

Aaj is mukam tak pahunchne ki sabki thi kaamana…

Par is ghadi mein bhi sabke man mein hogi Alag Alag Bhawana

Kuch logon ka Saath choot jaata hai….

To kuch log saath chod jaate hain….

Naye Rishte aate aur judte chale jaate hain…

Par Ganesh ka jaana ,, aur Priti ka aana …

CCAP k liye tha ek naya Fasana!!!!!!!!!!!!!

He was the King; no doubt she is the Queen

But Aarti remained always behind the scene….

But with the spirit of … Show must go ON…………..


All the other reasons foregone……………..

Aaj Naya safar shuru karne ki baari hai.

Bade Package aur Bank Balance ki Bekarari hai….

Aapki har khushi mein, saath Dua Hamaari hai…

Aur Itna sabar kar sun ne ke liye …

Ye Naacheez aapki Aabhari hai!!!!


Pooja Hingorani


Tribute to Dheeraj

Posted on Updated on

DheerajFor Dheeraj…..


You are not forgotten, nor will you ever be…..

As long as life & memories last, we will remember thee…

To some you may be forgotten, to others a part of the past,

But to us who loved you dearly, your memories will always last.

Nothing can be more beautiful, than the memories of you,

To us, you were someone special; God must have thought so too…

If tears could build a staircase & memories a lane,

We would walk all the way to Heaven and bring you back again…….


Dheeraj to me was like an elder brother, we talked about anything and everything. I really had some intellectual conversations with him. We discussed lot of things like starting a venture, joining politics ……etc, after we complete the course. I could also not forget the morning breakfast he used to prepare for us and then Naman and Dheeraj used to wait for me so that all can have dinner together. I miss all those days, along with periodic bike rides and late night conversations at PowaiLake. Hope could bring back those days. But I know no one can.

Miss you Dheeraj.

-Subodh Mishra




Dheeraj urf Thakurrrrrrr…..

This is only for u…


Can’t forget the day we became friends…

Can’t forget those evening walks around the NitieLake

Can’t forget those table tennis games we played…

Can’t forget those ALL BOYS party we had in FUEL

Can’t forget the last night’s party in Nitie (I still remember it because we three partied alone after a long time)..

Can’t forget those memorable days we 3 rather 4 spent in our beautiful home…

Can’t forget those bike rides to South Bombay n especially Marine drive…

Can’t forget those nibu namak wala VODKA shots which u me n Subodh relished…

Can’t forget that chicken dish which u prepared for lunch…

Can’t forget (especially me n Rajo) your discussions wid Subodh to buy Hyderabad, Delhi, Kolkata n many more…

Can’t forget those arguments we had regarding CCAP, academics, office n everything else…

Can’t forget those Pepsi breaks on the insti roof…

Can’t forget the day u dressed up like Jitendra (Men in white)…


My friend these words won’t END with CAN’T FORGET because u will always remain in my heart as one of my BEST friends…

But I feel very sorry to realize this very late

-Naman Agrawal



Whenever I think of Dheeraj, I remember the time we all had spent in NITIE… those evening walks near the lake… those late night b’day celebrations… and the last night there… and the time we spent in office…. arguing over silly things, he helping me out with basic software problems n I solving his economic puzzles…. I remember him sharing with me his memories of the time he had spent with his brother (because he was very close to his brother), his dreams and ambitions, his beliefs n thoughts…. He was a really complex person who had an underlying meaning to whatever he said… and I was never able to figure out those meanings unless he explained me. He was someone who was always there whenever I needed a friend. U were a wonderful friend Dheeraj!!!


-Payal Bijlani

Dheeraj with us!


Hey Thakur,


I still remember my last meeting when u were leaving for home for Diwali break at the parking in Marol Hill View, me insisting you to stay back for another day so that we could have fun. The exact words u said,”Ek mere hone ya na hone se koi fark nahi padta”.But that’s not true .It does matter Thakur!!

I really miss sitting and chatting with u in classes…..The corner seat near board……..Scribbling at the back of my (and never yours) note books. Then you promising me to get new one for each page we spoilt……The wisdom discussion (Or arguments cud be a better word)….The conclusion as always being “Matter of perceptions Thakur.Lets not argue”…And thanks for the song u dedicated to me…


U have always been a great friend and I always said “A great Brain”

Miss you always May your soul rest in peace.

In faith,




Hey buddy you were always a close friend and you would always be in my heart forever. Every time I spoke to you, not for a single moment I felt that I m talking to a stranger. Your way of looking at life was amazing , ready to experiment , always giving , helping others , for you friends were colour’s of life. We had plans which got freezed in time. I wish I could have got some more time to spend with you. I also learnt from you that never leave things undone and live life to the fullest. I wish and I pray to God that may your soul rest in peace.





Dheeraj was the very first guy I spoke to in NITIE and from there on we became friends. He was calm, composed and a friendly person. One of his qualities that I really admire was his ability to carry his silent smile even in difficult times. The time that we all spent together will be cherished forever, the evening walks at the NITIELake, waking up at 2 in the morning just to grab hot coffee from the Nescafe kiosk and helping each other out with assignments. I remember, giving you economics lessons in return of your financial institutions gyaan. The last time you called me up was to wish Diwali and the entire thing still remains so afresh in my mind. The whole incident still seems unbelievable to me…with so many things unexplained as yet, can’t figure out why or how.

All I can say is that, Dheeraj was a wonderful friend and will be remembered always – today, tomorrow & forever.

God Bless!!


-Priyanka Bijlani



Although I never got the opportunity to spend quality time with Dheeraj but whatever I have seen of him in the class, he was undoubtedly one of the most considerate people in our batch. A friendly fellow that he was, I am sure our whole class misses him as a friend and a colleague.


-Sushama Pal


.......With us!


Well, Thakur (Dheeraj) reminds me of hours of never ending unnecessary and stupid fights that we used get into. Besides them, late night choc fantasy, Powai lake, Marine drive, Red note book, old Hindi songs and there is a long list…..

There was nothing in common between the two of us….. But I still remember that at any gathering when everybody would have fun, he would come and stand beside me in the kitchen and give me company( that’s pull my leg) so that I am not alone…..

I also remember every time he thanked me for getting food in separate dish for him (you all know the reason) saving it from the hands of hungry poor eaglets of the batch. He used to say, “How much ever you fight or curse me madam, I know you care for me”. I still don’t know why I did it in spite of all the annoying stuffs he used to do….

I think Thakur has gone, but I am still the same old person n that’s the reason I don’t want to say good things about him….

I was crying (as usual) before the QM exam and he said that he is going to write for me if I didn’t know anything in the paper. That time I said no, but now I feel had Thakur been there in this semester I would have surely made him done that…..

Thakur I have nothing to hide from you, it’s always been like this when you were here and now that you are not…..

You know exactly how I feel about all the craps I told you knowingly and unknowingly….

How much I hated you for irritating me day in and day out….

But today I just wish you were here, things here are different without u…

Actually, everything has changed; Naman is the CR…..

And I never thought I will ever accept this “I miss you”…


-Rajoshi Banerjee



I remember Thakur as a very easy to be with person – in him I found a very good friend whose advice I sought for almost everything, nothing went out from him he knew how to keep secrets.

Once when we were new in CRISIL it started raining very heavily and people staying in Kurla asked us to leave early because that area faces a water logging problem – i was hesitating to request for a half day and before I knew he called and requested my manger for it on my behalf..

Every now and then I forgot some thing in office and then he would carry it to his place – half my things used to rest at his flat :)

Whenever we got some work he would ask me to chose 1st and would take the remaining part…

I used 2 call him – The wayward youth of India – and he took pride in that.


He kept forgetting where the files (to be worked on) are stored and he was bad at remembering formulae – i use to write the formulae on his excel sheet for his reference :)

Whenever there was a fight on mails, we would have our own game- he used to try and keep the fight alive and whenever he failed i teased him – but he never failed, he managed to elicit response from a dull junta also.

I told him before the sem break- I don’t want to go home because the day I will come back akele bahut bura lagega – he said don’t worry when u cum back i will be here pehle se ( because he had plans of returning before me) so you won’t feel the change… :(


-Shriya Shekhar



When I think about Dheeraj the first thing that comes to my mind is a quiet guy lost in his own deep thoughts. He believed that a conversation with oneself was better than the conversation with the outside world. To a person like me who has to express each and every idea that takes form in my mind this seemed to be really astonishing.

We were always having small disagreements. All I can say today that he was a really nice human being and even the small arguments that we shared had their own fun. There was always something different about him, a person who knew how to go against the tide and still have a good reason to defend his move. In the end, I believe these words that truly describe Dheeraj when he lived and even after he is gone…


To be yourself in a world that is constantly trying to make you something else is the greatest accomplishment.

– Ralph Waldo Emerson


-Isha Bagga



Dheeraj – whenever this name comes before, only one face comes into picture, the lovely, cute, smiling face of our sweet friend Dheeraj. I was thinking since long to chat with him on lotus, but as soon as I came back after Diwali and was to begin my lotus notes, I got a call from Shriya about him. I was shocked, unable to believe. I believe he was the only person in the batch who was equally close to almost all of us and tried to share time with everyone.


Going to NITIE I always remember his smiling face with joined hands saluting me and me, responding him back with adab!!!!! Now it seems very difficult to stand near the stairs, at CRISIL house after lunch and chat with fits of laughter without you, Dheeraj!!!!

Once during the lunch, at CRISIL house, I came out with the ongoing news of earth colliding with some heavenly bodies and destruction of earth after some years. I said” may this happen at the earliest, and he added no, I want to live long, I have to see New York, visit Canada, u know that’s why I am learning French. I have to enjoy a lot, abhi kuch dekha hi kahan hai.”


It is very unfair on the part of God that those who want to die, don’t die and those who want to live don’t live.


We all love you Dheeraj, you may not be there around us but you are always there in our hearts.