Away and Beyond

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– By Namit Chugh, CCAP Batch V
CRISIL – Infrastructure Advisory

I was passionate about learning finance and joined CCAP, the two year entry level course blah blah and I guess by now all of you know what I am going to say. So without wasting my energies, let’s come to the point.

One lazy evening, my friends and Anish and Kshtij were fighting – “to go or not to go for a bike trip”. I was, as always, enjoying the fight and needless to say was keen to go. At the back of my mind, I knew, we’ll go. But it was priceless to watch Anish Nair literally begging in front of Kshitij Gupta to come along for another fun filled bike trip. Gupta Ji (Rank-34) was enjoying the attention he was getting from Anish Nair (Rank -1), and finally after two hours of persuasion and choicest of abuses, agreed to zip zap zoom the next morning. Task one – complete.

Now we had a bigger task, where to go? As always, we checked some stupid websites, saw some Adobe photo-shopped snaps, read some travel blogs and figured out that Harihareshwar was the least talked about place. Bang on, we decided. Task two – complete. Harihareshwar is said to have been blessed by Lord Shiva, which apparently, was not a reason for us to visit there.

After incessant alarm rings, we got up next morning, to leave at around 5am for the village town (taluka). None of us knew the directions but two of us had SMART phones, one thing I hate the most. The ride began with Mr. Gupta doing the navigation as a pillion with first ranker, and I was riding the second bike. Google maps, which is assumed to be very smart by people, is in reality not very smart. The directions it gave were not just unexplored, but at stretches, made us feel this could be the last ride of our life. There was nothing at all for kilometres, except a wild boar which had crossed the road, and thankfully didn’t attack us. Kshitij continued giving the directions; we continued riding on roads with no people in total darkness on a chilly winter morning. This sounds like Raaz-4, but I am not making any of this up; it’s all true.

We managed to reach Harihareshwar by noon, to realize there is no petrol pump in near vicinity; we hadn’t seen one for the last 100 kms we had travelled. But not thinking about things you don’t have control over is what bike rides have taught us in the past. So we decided to hit the beach at 12 noon, who does that, when I think in retrospect, I laugh at it as well J

Next thing on the checklist – EAT Konkani food. But before that, just a brief description of the place – one MTDC resort and no other hotels, home stays run by KAKU (Marathi word meaning aunt), food cooked by Kaku’s daughters, no men in family  (seemed they were fishermen families). Coming back to food, there we no menu cards and speaking in Hindi was a strict no-no. Thanks to Anish, he knows Marathi, always helps to have him around for trips in Maharashtra (language barriers solved) and otherwise (his appearance intimidates others). We started with Chicken and Fish and Prawns and Rice and Rotis, I am again saying just the truth. And the bill amount was just 420 bucks; we were shocked in a happy way. Because we all knew we will be over eating in the next few meals.

The evening was all the more remarkable, we went to different part of the beach and to our utter amazement – we were the only three human beings there. Sunset on a beach like that could be romantic, but thanks to life, I was with two MALE FRIENDS.

The next couple of hours were spent in water, another few in the bathroom to get rid of sea salt and the later few hogging Konkani food. Just to mention, the village sleeps at 8pm, so were advised to eat dinner around that time. The only task left was finding booze – this was one difficult. With almost the entire village having slept, no street lights, no soul on the roads, Anish and I went out in search. We started Kshitij’s bike and 100metres later, the bike stopped. We were in the middle of nowhere, and yes we were scared. We dragged the bike back to the home stay, called Gupta Ji out, and to our amazement he had locked the fuel tank at a place where people did not have vehicles, forget about petrol being stolen from the bike in night.

Back to the initial task – a dazed security guard saw his youth in us and told us where to find what we were looking for. We ended up knocking doors at KAKA’s house at 11 pm, paying him one and half times, and eventually succeeding in the mission.

By now, I am sure the readers (if you’re still reading, that is) must be bored of all this food-and-fuel descriptions and must be wondering, from where does switching off from life, running away from CCAP etc. come into picture. It comes into play the next morning. Again on the beach, the three of us, sitting quietly and wondering what we want from life. The answer – we wanted to stay in Harihareshwar, be fishermen, assist Kaku, teach the village kids and just be there till eternity. None of us wanted to come back to Bombay, but we knew we had to. May be some day, we will quit the corporate life and do something crazy of this sort. I wish!!

As he said: The woods are lovely, dark, and deep, but I have promises to keep, and miles to go before I sleep, and miles to go before I sleep.


Quick facts:

Total distance covered-480kms
Ride time without using Google maps-2hours less than with Google maps
Experiential inputs and official navigator – Kshitij Gupta
Content writer and photographer – Namit Chugh
Content reviewer – Anish Nair

It’s not your rank in life that matters; it’s the human inside you that makes a difference.


Your Obsession with Dilli!!

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Your Obsession with Dilli

                                                                                                                                                               – Namit Chugh, Crisil Risk and Advisory Solution

“They are Snobbish, Self-centered, Arrogant, Pompous and Materialistic to the core.” This is what a colleague told me recently about Delhiites, and more specifically about Punjabis belonging to Delhi. I am one of them. “They judge everyone, including loved ones, by wealth, power, attitude and appearance. And this makes them pitiable and despicable, both.” This is what she added. And my reaction to her statements was uncontrollable laughter. She is a Tamil colleague from Chennai.
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Eyes in the Examination

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Eyes in the Examination

                                                                                                                                                               – Kumar Pranav, Crisil Fund Research

Ever thought what lies in the examination hall beyond the question paper and your answer sheet?

There are different varieties of eyes that make the true soul of the examination hall. Really; it is not a place so dull and boring or scary! Put down your pen for a while and have a look around the hall.

The first type of eyes that you will notice are the vagabonds, well give credits to these eyes because these are the eyes who can be the1

best narrators of the examination scene ;) These eyes are fabulous communicators they can do all sorts of talking. Look around, and in examination hall of 100 and you will find at least 20 pairs of vagabond eyes. They give you a smile and with a raised eyebrow they ask you, “Well, how’s it going?” and your eyes will reply “I don’t know, maybe I am screwed, what about you”, “Same here”; the eyes smile back at each other and continue wandering about in the wilderness.
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Pooja Hingorani


Fir se hone laga hai mausam khushgawar

Suhana hai sama, chaaron taraf hai baarish ki fuhaar

Kabhi rimjhim barasta to kabhi jhamajham bahaar

Dharti ki bhi pyas bhuji, hariyali hui sukhe se padi darar

Dekh tip-tip barasta paani

Yaad aayi bachpan ki kahani

Wo mitti ki khushboo, bhutte ka swad aur kagaz ki naav

man mein jaise khil uthi baarish mein bheegne ki chaav
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The Unexplored

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The Unexplored!!!

                                                                                                                                                               – Namit Chugh, Crisil Risk and Advisory Solution

A trip with my batch mates, that too without my bike, was more like a shock to me. I had never expected I’d go out travelling with people, just not my cup of tea. But that was before I went to Tarkarli with four CCAPians. Before I talk about the trip, I’d speak about people. They were all stupid enough to go with me to a place none of us had heard of before, crazy enough to tolerate me for four days, childlike in their laughter, and animated beyond my imagination.

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My journey from India Gate to Gateway of India

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My journey from India Gate to Gateway of India

– Namit Chugh,  Crisil Risk and Advisory Solution

I am a Dilliwallah to the core, born and brought up in Delhi streets, I have seen DTC transform its colorss from Blue to Yellow to Green to Red, I have seen the Metro being constructed, I have seen the numerous protests at India gate, I have been Lathi charged once in the same protests, I am just in love with Delhi. And one fine day I land up here in Bombay (I like Bombay more than Mumbai, Bombay sounds better). I was welcomed with rains, to the extent that my entire luggage was drenched within a few minutes. A few days in the city, I have started to like it; but my love for Delhi is intact – I am still loyal – there is something about both these cities which constantly pulls me. I am just unable to decide where my heart is!
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My Class thru my Eyes

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My Class thru my Eyes

 – Shivalika Gupta, CCAP V

Some things in life never fail to amaze you, like our beautiful NITIE campus, and there are certain things which never fail to irritate you, like the 100 stairs that you will have to climb to get to class. For those who do not exercise, this so suits you!!! “Take 100 stairs or a small trek to get to class”

And once you are in class, you will realize how being in CCAP can get you a tag of Sir/Madam, because the guy who places the water jug in class will invariably call you Sir/Madam , how much ever you try to correct him. I can’t believe he calls me Madam, you’ll know why, when you meet me (i.e. if you get you get to meet me)
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